We cannot provide a single trip policy with the additional CDW (Collision Damage Waiver) cover for policies under 30 days.
The CDW cover, or Worldwide+ policy, is only available when purchasing annual Worldwide policies or a single trip policy over 30 days. The cover applies when you are hiring in the USA or Canada and can offer increased excess reimbursement up to $50,000 or equivalent in local currency. We are unable to provide the additional CDW cover for European rentals.
Most car hire companies in the UK and across Europe include a basic level of CDW/LDW (Loss Damage Waiver) cover as standard with an Excess, this is normally between £1000 - £3000. If they don’t, they’ll likely expect you to purchase this from them at the time of hire. It’s up to you whether you choose to do this or not, but bear in mind it may be a legal requirement in the country you’re visiting. They will also offer you an optional Excess waiver cover, which for a cost normally around £10 - £30 per day which will then give you cover for the full value of the vehicle.
If you’re visiting the US or Canada (and some other countries as well), you’ll find a lot of rental companies won’t include CDW, and will ask you if you wish to purchase this from them. The rental market in these territories is a bit different and many people choose to get their cover from 3rd party suppliers such as credit-card companies.
ReduceMyExcess covers you for the excess in respect of any damage to or loss of the vehicle that you’re responsible for up to the excess limit stated on your policy with us (£7,000 as at the date of this article). If you are travelling in the US or Canada, Reducemyexcess offers CDW cover up to US $50,000 which will cover you up to this amount, should you choose not to take out the Car Rentals company CDW.