One of the policy exclusions refers to trips to countries where the Foreign and Commonwealth Office (FCO) have advised against all travel, or all but essential travel.
Ordinarily this would be fully upheld but if the travel advice is a direct result of Covid-19 this exclusion will not be enforced. This is the case whether you are already in an affected country or planning on travelling to one. Your excess will be covered in line with all other terms of the policy. i.e. Claims in Italy will be paid regardless of the change in FCO advice
Please visit www.fco.gov.uk for a full list of the FCO’s advice.